Excluding capital gains. Used to determine long-term bracket.
Estimated Capital Gains Tax
$0
Based on 2025 rates
| Total Capital Gain | $— |
| Applicable Tax Rate | — |
| Tax Rate Type | — |
| Net Tax Liability (Federal) | $— |
📌 How capital gains tax works (US):
• Short-term (held ≤1 year): taxed as ordinary income (up to 37%).
• Long-term (held >1 year): taxed at 0%, 15%, or 20% based on total taxable income.
• Additional 3.8% Net Investment Income Tax (NIIT) may apply for high earners (>$200k/$250k). This calculator provides base federal rates. Consult a tax advisor.
• Short-term (held ≤1 year): taxed as ordinary income (up to 37%).
• Long-term (held >1 year): taxed at 0%, 15%, or 20% based on total taxable income.
• Additional 3.8% Net Investment Income Tax (NIIT) may apply for high earners (>$200k/$250k). This calculator provides base federal rates. Consult a tax advisor.
📊 2025 Long-Term Capital Gains Tax Brackets
| Filing Status | 0% Rate | 15% Rate | 20% Rate |
|---|---|---|---|
| Single | Up to $48,350 | $48,351 – $533,400 | Over $533,400 |
| Married Joint | Up to $96,700 | $96,701 – $600,050 | Over $600,050 |
| Head of Household | Up to $64,750 | $64,751 – $566,700 | Over $566,700 |
Source: IRS Revenue Procedure 2024-40 (2025 inflation adjustments). Short-term gains use ordinary brackets (10%-37%).
Disclaimer: This calculator provides federal estimated tax only. It does not include state capital gains taxes, Net Investment Income Tax (NIIT), or special rules for collectibles (28% max) or depreciation recapture. Always consult a qualified tax professional.